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"Caesar said to the soothsayer, 'The ides of March are come'; who answered him calmly, 'Yes, they are come, but they are not past.'"
by Plutarch
Mortgage underwriting in the United States
Mortgage underwriting is the process a lender uses to determine if the risk of lending to a particular borrower under certain parameters is acceptable.
Mortgage underwriting in the United StatesLate-2000s recessionMortgage loanLoan originationBankCauses of the financial crisis of 2007–2010Credit scoreGhettoPayday loanLife insurancePredatory lendingMortgage Guaranty Insurance CorporationDebt levels and flowsFinancial servicesDeposit insuranceWhite flightTitle insurance in the United StatesNo Income No AssetLoan guaranteeAnnual percentage rate
Subprime lendingCommercial bankMerrill LynchCommercial mortgageFannie MaeLehman BrothersBank of America Home LoansCollateralized debt obligationSuburbanizationMortgage fraudFederal takeover of Fannie Mae and Freddie MacPredictive analyticsCitigroupSunTrust BanksGoldman SachsCanada Mortgage and Housing CorporationThornburg MortgageFHA loanSubprime crisis impact timelineRedlining
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Dutch East Indies Company: megacorporation was formed; it grew to control most of the European trade with Asia before expiring, bankrupt, after 200 years (1602)
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